Problems and Issues For People With Bad Credit History |

Have you recently suffered from serious financial problems? Have you missed payments on one or more of your loans? Have you filed for bankruptcy in the past 2 years? If your answer to this is ‘yes’, then you probably know how it feels to have a bad credit history. While many individuals who have suffered from poor credit scores have given up hope on ever getting a better credit score, a few are making serious efforts on repairing their credit history. A higher percentage of people are becoming more and more aware of how to fix their credit history.When an individual is looking to be approved for a loan, maybe for a new car or home improvements the first check carried out by the creditor is to confirm the applicant credit score history. If the applicant has an excellent credit score they will more than likely be approved almost immediately.On the other hand, a poor credit score/history will not impress the credit investigators and will probably cause the loan application to be declined. A poor credit score may also affect your chances for employment, especially if you seek a job that requires skills in handling money, like a bank employee or an accountant. It is important not to leave a bad score just as it is. You need to improve it.So, how exactly do you improve your credit score after a severe slump in your finances? Contrary to popular opinion, people who have a bad credit history still have several options and methods to repair their financial difficulties. The crucial thing is never to give up and always be aware of the different opportunities that are probably just sitting around the corner.One of the ways to improve financial reputation is purchasing items at weekly payment stores. Some may be wondering how getting another loan can help someone who has suffered money troubles improve their status and why any company will be willing to lend money to or seal a purchase agreement with a person who has a bad credit score.The concept behind this is actually simple to understand. By purchasing items that you can pay for on a weekly basis and by ensuring these repayments are made each week on the specified dates will work towards fixing your credit history. How? I hear you ask, well by ensuring the weekly payments are made will show that you are in control of your finances and that you are responsible credit worthy person.Although you may desperately need an increase in credit score, you must never accept the first offer that is presented to you by the weekly payment store. You still need to practice proper judgment while you choose which store to use. There are thousands of possibilities available to you and you must do your research before you make a decision.You need to make sure that you find the cheapest weekly payment store in the UK. This will assure you that you can afford the payment terms and that you don’t fall into the trap set by a number of lenders that only take advantage of the situation of others.Purchasing items at unreasonably high interest rates, although payment is done weekly, would still exert a significant amount of pressure to your budget. Find stores that offer a balance between their own companies business interests and their clients’ personal interests. That way, you are assured that both you and the company are getting mutual benefits from the deal.

The Story Behind the History of Mesothelioma Cancer |

The production of asbestos fibers became a major industry and was widely used at the beginning of 20th century. This industry advancement was used in a variety of building projects, ship yards and various construction sites.The initial knowledge of asbestos exposure happened in the early years of the fiber development and the tragic history of this lung cancer started in the early 1930. Mesothelioma’s history, just like with the discoveries of any other major diseases, has a combination of science, medical research and “courage”.The history of mesothelioma is thought to have begun where mine waste, which contained asbestos fibers, was used to cover schoolyards and playgrounds. It was actually around that time when many people who didn’t even work in or even around asbestos began to contract this deadly illness. It became a risk to those who just lived nearby asbestos factories and most especially to those people who are working in the factories associated with asbestos. The last asbestos mining was stopped in 1966. It was rumored that officials already knew of the health hazards that it could bring prior to its closure, but still continued to conduct business as usual, despite the fatal consequences.It is strange why the mine was allowed to operate without any risk control and why the site wasn’t forced to close up before that time. Industry leaders didn’t even force the issue of taking on safer work practices in order to make it safer for their employees. And because of the failure to protect the workers, there were more and more new cases of mesothelioma being diagnosed every year. The new cases even began to expand to those who didn’t even work in the mine but were simply exposed to it through secondary means.The first diagnosed case in the history of mesothelioma was an Australian mine and mill worker who worked in the asbestos mining industry for approximately three years. It was getting to the point where the people who lived in the town where the asbestos mining industry was being conducted were contracting the disease as well. This event caused many horrible illnesses and became a significant source of frustration with the people in the community until late 1970’s, when the Australian Government decided to simply shut down the town…literally. The city had been exposed to this deadly substance for far too long and the dear people of the town paid with their health and many paid with their lives.The history of this asbestos cancer is a dark piece of medical history and one that we should never forget. What if someone had the courage to step in and demand safer work practices long before so many lives were eternally altered? What if…could the history of mesothelioma have been re-written to reflect an entirely different story? Perhaps…yes, perhaps.

Dogs and Their History |

┬áIt is amazing how many different shapes, sizes, colors, and types of dogs there are. And it is even more amazing considering they all came from the same ancestors. The story of dog history says that early humans took in wolves for pets. Perhaps they discovered these wolves could be fed and kept close in return for their “watch dog” or hunting ability. This could have been handy in keeping other predators at bay around the camp at night.Not to mention that early humans probably found wolf puppies to be adorable in the same way modern humans all seem to have a built in affection for puppies. One problem with studying dog history has been the fact that there are only slight differences in jackals, coyotes, and wolves. Where and when these different canids branched off from the original tree is up for speculation. To make matters even more complicated is that both wolf and dog bones have been found in ancient human camps. This fact makes it even harder to establish when wolves were first domesticated.One thing that history does show to be fact is that dogs have been a part of human life far longer than other domesticated animals such as cows, horses, pigs, and cats. Dogs have developed extremely sophisticated social skills which have allowed their so thorough integration into human society. No other animal is so well adapted to living with humans. Dogs of course have undergone much artificial selection by humans to become the socialized animals they are. But dogs (wolves) had to posses a basic ability to be socialized which other animals simply did and do not posses.One reason dog history is so full of unknowns and speculation is that everyone considers themselves to be dog experts! Whether it is an average dog owner or a “canine” paleontologist, everyone has a strong opinion. Most, however, agree that our dogs’ ancestors were the wolf. A few though think the original dog line was from some other canid species such as a jackal. Or even perhaps the line came down from some hybrid species or some now extinct species. And some even suggest our dogs were decedents of several domestication’s of different species. However, modern DNA research highly suggests that our dogs are extremely close genetically to modern wolves. This leads very strongly to the theory of wolves being the forefathers to dogs.The date of dogs’ first domestication is in debate as well. About the earliest suggested time for dogs’ appearance in human history is about 15,000 years ago. Differences in both DNA and bone structure of wolves of that era suggest the remains found were dog like. One important find was of an Israeli woman buried 12,000 years ago with a puppy in her hands. The question as to wear the first domestic dogs were raised is also up for debate. Several years ago a study was done on this. Hundreds of dogs from around the world had their DNA studied.Through a complicated study of inclusion and elimination, it was discovered that dogs in Asia had the best chance of being more closely related to the original dog than in any other part of the world. However, this same study suggested the DNA line had been in place for almost 120,000 years. This is almost 10 times the age of the first known fossil record of dogs with humans. One problem could be the fact that early man could not control his dogs with interbreeding with wild wolves. This could lead to some very confusing evidence for our current researchers of dog history.One thing is certain though. Early dogs were on the trip when the first humans came to the ” New World ” across the Bering Strait nearly 15,000 years ago. And DNA studies have shown that our modern day dogs are not ancestors to the North America gray wolf. Our dogs have wolf ancestors which inhabited Europe and Asia . The North American wolf is simply a distant cousin.But DNA can only tell part of the story of dogs’ history. Early dogs had the unique ability to modify their behavior to fit in with humans. It was beneficial from a dog’s point of view to be able to live with humans. Humans provided shelter and water, and food in many situations. And humans were hunters. Dogs love to hunt! What a perfect fit!Many people tend to look at primates as the only other animal with higher level thinking skills. But as all of us dog owners know, dogs are pretty smart! Research has shown that puppies have much higher communication skills than wolf puppies. Even puppies which have had little or no contact with humans perform far better in communication tests than their wolf counterparts do! This has further complicated the question as to dogs’ origins.It is thought that about 8000 years ago was the first attempt by humans to actually breed their dogs for specific traits. One of the oldest known breeds was the Saluki breed found in ancient Egypt . These dogs were bred for their hunting skill. Other early breeds the Egyptians were thought to be responsible for were the Lbizan, Basenji, and Afghan. And the Dalmatian was a subject of paintings dating back to over 2000 years! GO STORM!!Just as today, early dogs were much better off in rich societies than in poor ones. During the Greek and Roman empires the status of dogs went from hunters, herders, and guards to simply pets. Dogs started appearing in sculptures and paintings of everyday life. It was becoming a dog’s world! In the ruins of Pompeii was found a dog by the body of a child. The dog wore a silver collar inscribed with a message saying he was owned by the boy.In the Far East , a dog’s status was dependent upon its breed. Dogs in the Far East could be loved pets, trusted hunters and guards or simply something to be eaten. “Noble” dogs such as the Pekingese were considered so important by royal families that they were provided their own human servants! Many other dogs out in the countryside were often just meals for the villagers. In Tibet , the common Terrier was considered to be such good luck it could not be bought or sold for any price. In the middle ages, pure bred dogs became the status symbols of royalty.Our dogs’ genetic and social past has to be one of the most interesting side notes to human history. They have been part of our hunts, guarded our shelters, given us special status, and provided companionship for thousands of years. Their loyal and trusting behavior was a perfect fit with humans over the eons. Who knows how human history would be different had dogs not been a part of it. For thousands of years they have been our companions, helpers, hunters and friends. It seems safe to say that one thing is certain about man’s future: dogs will most definitely be in it!